*{
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}
:root{
    --tel-color:#00D2D3;
    --deep-navy-blue:#001D38;
    --gradient-blue:#007BFF to #0056B3;
}
html, body {
  max-width: 100%;
  overflow-x: hidden; 
}

.right-side{
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 10px;
}
.navbar-toggler:focus,
.navbar-toggler:active {
    outline: none;
    box-shadow: none;
}


.navbar {
  transition: background-color 0.3s ease, box-shadow 0.3s ease;
  background-color: transparent; /* default */
}

.navbar.scrolled {
  background-color: #0d1b2a; 
  box-shadow: 0 4px 10px rgba(0,0,0,0.2);
}

.navbar {
    transition: background-color 0.4s ease, padding 0.4s ease;
    background-color: transparent; /* initial color */
    padding: 20px 0; /* initial padding */
}
.navbar-brand span{
    height: 45px;
    width: 45px;
    border-radius: 50%;
    background: linear-gradient(90deg, #00BCD8 0%, #007BFF 100%);
    display: flex;
    justify-content: center;
    align-items: center;
    margin-bottom: 10px;
        
}

.navbar-brand span:hover{
    color: white;
    background: linear-gradient(90deg, #00BCD8 0%, #007BFF 100%);
}
.navbar-brand i{
    font-size: 20px;
}
.navbar-brand{
    display: flex;
   gap: 15px;
    justify-content: center;
    align-items: center;
}




.button{
    color: var(--tel-color);
    border: 1px solid var(--tel-color);
  padding: 11px 8px;
  border-radius: 8px;
    text-decoration: none;
}

.header-hero{
    background-image: url(banner\ 3.jpg);
    min-height: 100vh;
    background-size: cover;
    
    background-repeat: no-repeat;
    padding-top: 13px;
    padding-bottom: 150px;
    padding-top: 100px;
    
}
.right-side p{
    color: white;
    font-size: 15px;
    transition: all 1s ease;
    cursor: pointer;
}
.right-side p:hover{
    color: var(--tel-color);
}

.nav-link{
    color: white;
    font-size: 16px;
}


#down{
    font-size: 18px;
    font-weight: 100;
    margin-top: 10px;
    
}




.custom-navbar .nav-link,
.custom-navbar .navbar-brand,
.custom-navbar p {
    color: #fff;
}


.navbar{
     font-family: 'Poppins', sans-serif;
     padding: 16px 16px;
     
}
#phone{
    margin-right: 10px;
    color: var(--tel-color);
    font-size: 18px;
}
.navbar-brand{
    color: white;
    font-size: 25px;
    font-weight: 500;
    transition: all 1s ease;
}
.navbar-brand {
    color: #fff !important;
}

.navbar-brand:hover {
    color: #fff !important;
}

/* h3 ko inherit karwao */
.navbar-brand h3 {
    color: inherit;
}


.navbar .nav-link {
    color: white; 
    transition: all 1s ease;
}

.navbar .nav-link {
    color: #fff;
}


.navbar .nav-link:hover {
    color: var(--tel-color);
}

.navbar .nav-item.dropdown.show > .nav-link {
    color: var(--tel-color);
}


.navbar .nav-link:focus,
.navbar .nav-link:active {
    color: var(--tel-color);
}


.navbar .dropdown-item:active {
    background-color: var(--tel-color);
    color: #fff;
}


.navbar .nav-link:hover {
    color: var(--tel-color); 
}

.navbar .nav-link.active {
    color: white; 
    transition: all 1s ease;
}
.navbar-brand span{
    color: white;
}
.navbar-brand h3{
     transition: all 1s ease;
}
.navbar-brand h3:hover {
    color: var(--tel-color); 
}

.navbar .nav-link.active:hover{
    color: var(--tel-color);
}
.left-text{
    padding-top: 100px;
    
    
}
.left-text h2{
    margin-top: 50px;
    padding-top: 20px;
    padding-bottom: 40px;
    line-height: 72px;
    font-size: 58px;
    font-weight: 400;
    color: white;
    letter-spacing: 0.5px;
    font-family: 'Roboto', sans-serif;

   
}
.left-text .click{
    text-decoration: none;
    color: white;
    background-color: var(--tel-color);
    padding: 15px 30px;
    border-radius: 5px;
    font-weight: 600;
    font-family: 'Poppins', sans-serif;
    display: inline-block;
    transition: all 0.7s ease;
    border: 2px solid var(--tel-color);
    
    
}
.left-text .click:hover{
    transform: translateY(-8px);
    border: 2px solid aquamarine;
}

/* card section */
.loan-card {
    max-width: 480px;
    width: 100%;
    padding: 40px;
        margin-top: 60px;
    background-color: white;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    border: none;
    
}

.loan-card h2 {
    font-weight: 200;
    color: #0b1c3f;
    margin-bottom: 15px;
}

.loan-card p.subtitle {
    color: #7d879c;
    font-size: 0.95rem;
    margin-bottom: 35px;
}

.form-select {
    padding: 15px;
    border: 1px solid #e9ecef;
    color: #495057;
    margin-bottom: 20px;
    border-radius: 8px;
    cursor: pointer;
}

.form-select:focus {
    border-color: #35d3d1;
    box-shadow: 0 0 0 0.25rem rgba(53, 211, 209, 0.25);
}

.payment-text {
    color: #7d879c;
    font-size: 1.1rem;
    margin: 25px 0;
}

#paymentValue {
    font-weight: 500;
}

.btn-continue {
    background-color: #35d3d1;
    border: none;
    padding: 15px;
    font-weight: 600;
    color: white;
    width: 100%;
    border-radius: 8px;
    transition: all 0.3s ease;
}

.btn-continue:hover {
    background-color: #2bbbb9;
    color: white;
    transform: translateY(-1px);
}
/* banner bottom */
.banner-bottom {
    margin-top: 50px;
    padding-top: 50px;
}
/* section title */
.section-title{
    position: relative;
    padding-top: 20px;
    margin-bottom: 10px;
}


.section-title{
  position: relative;
  padding-top: 10px;
  margin-bottom: 10px;
  font-weight: 600;
}

.section-title::before{
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 60px;
  height: 4px;
  background-color: var(--tel-color);
  border-radius: 5px;
}
.text h2{
    font-size: 45px;
    font-weight: 400;
color: black;
}
.text p{
    font-size: 20px;
    color: darkgray;

}

/* lone three card */
/* Custom Loan Check Card */
.loan-check {
  background: linear-gradient(180deg, #1e90ff 0%, #004a99 100%);
  border-radius: 10px;
  padding: 30px 20px;
  text-align: center;
  color: #ffffff;
  height: 100%;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.loan-icon-box i {
font-size: 80px;
  margin-bottom: 25px;
}

.loan-title {
  font-size: 1.1rem;
  margin-bottom: 5px;
  text-transform: capitalize;
}

.loan-range {
  color: var(--tel-color); /* Cyan/Turquoise color */
  font-size: 30px;
  font-weight: 400;
  margin-bottom: 40px;
  font-weight: 500;
}


.loan-features {
  list-style: none;
  padding: 0;
  text-align: left;
  display: inline-block;
  margin-bottom: 40px;
  

}

.loan-features li {
  font-size: 16px;
  margin-bottom: 12px;
  position: relative;
  padding-left: 25px;
  font-weight: 400;
  list-style: none;
}

/* Custom Bullet Point */
.loan-features li::before {
  content: "●";
    color: #38decb;
    position: absolute;
    left: 7px;
    top: -3px;
    font-size: 19px;
}


/* Button Styling */
.btn-loan-apply {
    background-color: var(--tel-color);
    border: 2px solid var(--tel-color);
    color: white;
    font-weight: bold;
    padding: 10px 0;
    width: 250px;
    border-radius: 6px;
    font-size: 1.1rem;
    transition: all 0.3s ease; /* smooth and faster transition than 1s */
    cursor: pointer;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1); /* subtle shadow */
}
  

.btn-loan-apply:hover {

    background-color: #35c7b8;
    color: white;
    transform: scale(1.05); /* zoom effect */
    box-shadow: 0 8px 15px rgba(0,0,0,0.2); /* shadow grows */
   
}
  
  

.cards{
    margin-top: 70px;
    padding-bottom: 70px;
}




.loan-promo-title {
    font-size: 45px;
    font-weight: 400;
color: black
}
.loan-range {
    position: relative;
    padding-bottom: 22px;
    margin-bottom: 20px;
   
}

.loan-range::after {
    content: "";
    position: absolute;
    left: -20px;        
    bottom: 0;
    width: calc(100% + 40px); 
    height: 0.5px;
    background-color: darkgray;
   
}



.loan-promo-dot {
    width: 10px;
    height: 10px;
    background-color: #007bff; 
    border-radius: 50%;
    margin-top: 11px;
    flex-shrink: 0;
}

.loan-promo-list li {
    font-size: 1.1rem;
    color: #444;
}


.loan-promo-btn {
    background-color: #40e0d0;
    border-color: #40e0d0;
    color: #fff;
    font-weight: 600;
    border-radius: 4px;
    transition: all 0.3s ease;
    border: 1px solid aqua;
}

.loan-promo-btn:hover {
    background-color: #35c7b8;
    color: white;
    transform: translateY(-5px);
    
}
.loan-icon-box i{
    font-size: 80px;
}


.loan-promo-img-box img {
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    height: 600px;
    object-fit: cover;
}
.loan-promo-img-box p{
    font-size: 30px;
}
.text2 p{
    font-size: 18px;
    color: darkgray;
}
.text2 li{
    color: black;
}
.work{
    background-color: #f9fbff;
    padding-top: 50px;
    padding-bottom: 50px;
    margin-top: 100px;
    
}
.work-text h2{
    margin-top: 70px;
     font-size: 45px;
    font-weight: 400;
color: black;
}
 .work-text p{
    font-size: 20px;
    color: darkgray;
    margin-top: 20px;
 }

 /* Step Circle Styling */
.hiw-badge {
    width: 75px;
    height: 75px;
    background-color: #e8f3ff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hiw-badge span {
    color: #007bff;
    font-weight: 600;
    font-size: 1.1rem;
}

/* Typography */
.hiw-title {
    font-size: 27px;
    font-weight: 400;
    color: #001d3d;
    margin-bottom: 15px;
}

.hiw-text {
    font-size: 18px;
    line-height: 1.6;
    font-weight: 400;
}

/* Optional: Center the content inside columns if preferred */
.hiw-item {
    padding-top: 50px;
    padding-bottom: 50px;
}

/* faqs section */
.custom-faq-section {
    background-color: #ffffff;
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
}
.custom-faq-section .accordion {
    min-height: 420px; 
}
.accordion-collapse {
    transition: height 0.5s  ease;
}




.custom-faq-main-title {
    font-size: 42px;
    font-weight: 500; 
    color: #001d3d;
    margin-bottom: 40px;
}


.custom-faq-item {
    border-bottom: 1px solid #eee !important;
    border-top: none !important;
    border-left: none !important;
    border-right: none !important;
}


.custom-faq-button {
    font-size: 18px;
    font-weight: 400;
    color: black;
    padding: 20px 0;
    background-color: transparent !important;
    box-shadow: none !important;
}


.custom-faq-button:not(.collapsed) {
    color: #001d3d;
}


.custom-faq-body {
    font-size: 16px;
    font-weight: 400;
    color: #777777;
    line-height: 1.8;
    padding-left: 0;
    padding-bottom: 30px;
}


.custom-faq-img-wrapper img {
    width: 100%;
    height: 600px;
    display: block;
    object-fit: cover;
}
/* auther section */

/* Container Background */
.ts-section {
    background-color: #fff;
    font-family: sans-serif;
}

/* Author Image Styling */
.ts-img-wrapper {
    position: relative;
    display: inline-block;
}

.ts-author-img {
    width: 230px;
    height: 230px;
    border-radius: 50%;
    object-fit: cover;
}


.ts-quote-badge {
    position: absolute;
    bottom: 20px;
    right: 0;
    width: 55px;
    height: 55px;
    background-color: #40e0d0; 
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 5px solid #fff;
    font-size: 18px;
}

/* Text Content Styling */
.ts-description {
    font-size: 19px;
    line-height: 1.6;
    color: #444;
    font-weight: 400;
    margin-bottom: 20px;
}

.ts-author-name {
    font-size: 16px;
    color: #999;
    font-weight: 400;
}


.ts-arrows {
    position: absolute;
    right: -107px;
    top: 37%;
    transform: translateY(-50%);
}

.ts-nav-btn {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background-color: #e8f3ff; 
    color: #007bff; 
    border: none;
    display: flex;

    gap: 20px;
    align-items: center;
    justify-content: center;
    transition: 0.3s;
    cursor: pointer;
}




.ts-brand-img {
    max-width: 160px;

    
    transition: 0.3s;
}

.ts-brand-img:hover {
    filter: grayscale(0%);
    opacity: 1;
}


.loan-section {
    position: relative;
    
    background-image: url('footer\ up.png'); 
    background-size: cover;
    background-position: center;
    min-height: 300px;
    padding: 60px 0;
    z-index: 1;
}


.loan-section::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.4); 
    z-index: -1;
}


.btn-apply {
    background-color: #3fe0e0; 
    color: #fff;
    border: none;
    font-weight: 600;
    border-radius: 5px;
    transition: all 1s ease;
    border: 1px solid transparent;
}
.btn-apply:hover{
    background-color: #35c7b8;
    color: white;
    transform: translateY(-5px);
    border: 1px solid aqua;
}


h1 {
    font-family: sans-serif;
    letter-spacing: -0.5px;
}


.main-footer {
    background-color: #ffffff;
}

.footer-heading {
    font-size: 18px;
    font-weight: 600;
    color: #001d38;
}

.contact-info p {
    font-size: 15px;
}

.footer-links li {
    margin-bottom: 12px;
}

.footer-links a {
    color: #727272;
    text-decoration: none;
    font-size: 15px;
    transition: 0.3s;
}

.footer-links a:hover {
    color: #007bff;
}


.subscribe-form .form-control {
    border: 1px solid #f0f0f0;
    padding: 12px 20px;
    font-size: 14px;
}

.btn-subscribe {
    background-color: #007bff;
    color: white;
    padding: 0px 20px;
    font-weight: 600;
    font-size: 14px;
   
   
    
}

    

.btn-subscribe:hover{
   background-color: #007bff ;
   color: white;
   
}


.social-icon {
    width: 40px;
    height: 40px;
    border: 1px solid rgba(0, 0, 0, 0.377);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #727272;
    margin-right: 10px;
    text-decoration: none;
    font-size: 14px;
    transition: all 1s ease;
    padding: 20px;
}

.social-icon:hover {
    background-color: #007bff;
    color: white;
    border-color: #007bff;
}

.copyright {
    font-size: 14px;
}
.logo-icon{
     
    font-size: 25px;
    font-weight: 400;

}
.footer-logo span{
     height: 45px;
    width: 45px;
    border-radius: 50%;
    background: linear-gradient(90deg, #00BCD8 0%, #007BFF 100%);
    display: flex;
    justify-content: center;
    align-items: center;
    
    color: white;
}




/* ==========================================================================
   RESPONSIVE MEDIA QUERIES
   ========================================================================== */


@media (max-width: 1200px) {
    .left-text h2 {
        font-size: 48px;
        line-height: 60px;
    }
    .right-side{
        flex-direction: column;
    }
}

/* --- Tablets and Small Desktops --- */
@media (max-width: 991px) {
    .header-hero {
        padding-bottom: 80px;
        min-height: auto;
    }
    .navbar-collapse{
    background-color: black;
    padding: 15px;
}
    .loan-check{
        width: 100%;
    }
    .btn-loan-apply{
        width: 100%;
    }
    .loan-range{
        font-size: 16px;
    }
    
.loan-features li{
    font-size: 14px;
}
.navbar-toggler-icon {
    filter: invert(1); 
}
    

    .left-text {
        padding-top: 50px;
        text-align: center;
    }

    .left-text h2 {
        font-size: 40px;
        line-height: 50px;
    }

    .loan-card {
        margin: 40px auto 0; 
    }

    .right-side {
        display: none; 
    }

    .loan-promo-img-box i {
        font-size: 70px;
    }
}

/* --- Mobile Landscape and Large Phones --- */
@media (max-width: 767px) {
    .navbar-brand {
        font-size: 20px;
    }
    .navbar-toggler-icon {
    filter: invert(1); 
}
.navbar-collapse{
    background-color: black;
    padding: 15px;
}

.loan-promo-content{
    padding-left: 10px;
}
.hiw-item{
    padding-left: 10px;
    padding-top: 10px;
    padding-bottom: 15px;
}
#faqAccordion{
    padding-left: 10px;
}
    .left-text h2 {
        font-size: 32px;
        line-height: 42px;
        margin-top: 20px;
    }

    .section-title {
        font-size: 30px !important;
    }

    /* Stack cards better */
    .cards {
        margin-top: 30px;
        padding-bottom: 30px;
    }

    .loan-range {
        font-size: 2rem;
    }

    /* Adjust CTA Section (Footer Up) */
    .cta-title {
        font-size: 24px;
        text-align: center;
        margin-bottom: 20px !important;
    }

    .footer-cta-section .text-md-end {
        text-align: center !important;
    }

    /* FAQ Image */
    .custom-faq-img-wrapper img {
        height: 350px;
    }

    /* Author Section */
    .ts-img-wrapper {
        
        text-align: center;
        margin-bottom: 20px;
    }
    .apply-heading{
        font-size: 30px;
        padding-left: 10px;
    }
    .btn-apply{
       margin-left: 10px !important;
    }
    .main-footer{
        padding-left: 10px;
    }
    
    .ts-author-img {
        width: 150px;
        height: 150px;
    }
    .loan-promo-img-box i {
        font-size: 60px;
    }
}

/* --- Small Mobile Phones --- */

@media (max-width: 480px) {
    .left-text h2 {
        font-size: 20px;
        line-height: 34px;
    }
    .navbar-collapse{
    background-color: black;
    padding: 15px;
}
    .btn-continue{
        padding: 10px 15px;
    }
    .text p{
        font-size: 17px;
    }
    .payment-text{
        font-size: 14px;
    }
    .left-text .click{
        padding: 10px 25px;
        font-weight: 400;
    }
    .navbar-toggler-icon {
    filter: invert(1); /* makes it white */
    
}
.loan-promo-list li{
    font-size: 15px;
    color: black;
}
.loan-promo-dot{
    width: 8px;
    height: 8px;
}
.loan-promo-content{
    padding-left: 5px;
}
.loan-promo-title{
    font-size: 36px;
}
.text2 p{
    font-size: 16px;
}
.loan-icon-box img{
    width: 60px;
}
.loan-range{
    font-size: 22px;
}
.loan-features li{
    font-size: 14px;
}
.btn-loan-apply{
    padding: 10px 18px;
}
.work-text p{
    font-size: 17px;
}
.work{
    margin-top: 50px;
    padding-top: 0px;
}
.hiw-item {
    padding-left: 10px;
    padding-top: 5px;
    padding-bottom: 10px;
}
.hiw-text{
    font-size: 15px;
}
.hiw-title{
    font-size: 22px;
}
.hiw-badge{
    height: 65px;
    width: 65px;
}
.custom-faq-main-title{
    font-size: 25px;
}
.accordion-button .custom-faq-button{
    font-size: 14px;
}
#faqAccordion{
    padding-left: 10px;
}
.ts-description{
    font-size: 15px !important;
}
.ts-author-name{
    text-align: center;
}
.apply-heading{
    font-size: 24px;
    line-height: 35px;
}
.btn-apply{
    padding: 10px 15px !important;
    margin-left: 18px;
}
.appy-content{
    padding-left: 30px;
}
.copyright{
    font-size: 11px;
}
.footer-logo span{
    height: 40px;
    width: 40px;

}
.footer-logo i{
    font-size: 16px;
}
.social-icon{
    height: 25px;
    width: 25px;
}
.btn-subscribe{
    padding: 10px 15px !important;
}
.loan-apply{
    font-size: 14px !important;
    font-weight: 300 !important;
}
.loan-promo-img-box i {
    font-size: 40px;
}




    .loan-card {
        padding: 20px;
    }

    .btn-loan-apply {
        width: 100%; /* Full width buttons for easy tapping */
    }

    .footer-logo {
        justify-content: center;
    }

    .contact-info, .footer-links, .main-footer h5 {
        text-align: center;
    }

    .social-links {
        justify-content: center;
    }
    
    .ts-description {
        font-size: 16px;
        text-align: center;
    }
}